Commercial Banks & Prime Broker
THE CHALLENGE
Commercial Banks
- Banks' core business is lending - earing "Interest"
- Banks' margins are shrinking - near zero interest rates
- Banks are all the same - no distinctive offerings
- Lending has limits. Need to find additional transactional revenue.
Consumers
- Gen Z – favoring Digital Banking & Investments.
Industry
- Investment Management and Conventional Banking are converging.
- Global Markets are complicated. Few banks offer the complete spectrum.
BANK OF THE FUTURE?
What are banks of the future? They are the banks that will be the financial institutions that will appeal to our kids.
Looking at what we have now, Global Markets and Conventional Commercial Banking is fusing and along with Digital Assets is the way to the future.
Classic Commercial Bank Landscape
Classic Commecial Bank
Consumer
Commercial
Deposits
Consumer Lending
Commercial Banking
Corporate Banking
Business Banking
Consumer
SMB
Credit Cards
Home Loans
Auto Loans
Next Generation Commercial Banks
New Commecial Bank
Consumer
Commercial
Deposits
Lending
Wealth & Investment Management
Commercial, Corporate & Business
Consumer
Cards, Home, Auto
Brokerage
Portfolio Management
Investment and Wealth Management
Benefits
- Retention of Clients Funds
- Increase Deposits
- Generation of Fee-Based Business
- Cross Selling between Banks Departments (FX, Custody, Lending, etc)
UNIQUE ABILITY OF ZAGTRADER TO ASSIST FINACIAL INSTITUTIONS TO INVENT NEW REVENUE STREAMS
Typical Products Offering...
- Multiple Types of Accounts
- Current Accounts
- Savings Accounts
- Credit Cards
- Trading Accounts
- Loans
- Mortgages
- Retirement
- Insurance
- Lockers
Implementing the ZagTrader infrastructure will help the Financial Services Companies grow and scale globally.
ZagTrader Enabled Offering...
-
Treasury Products
- Commodity-backed Accounts (Gold)
- Treasury Bills
- Currencies & FX
-
Securities
- Stocks, ETFs
- Bonds and Sukuks
- Derivatives
- Real Estate Trusts
- Digital Assets
- Wealth Management and Advisory
- Custody Services
